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Boat Insurance Quotes & Marine Cover Made Easy

Boat Insurance Online is a free public resource providing insurance calculators, timely boating news updates, informative articles, a weekly podcast, and a broker referral service connecting you with specialist marine insurance brokers across Australia. Simply enter a single quote request via this website to access boat insurance rates and policy options from our nation-wide broker partner network.

We help you compare boat insurance options and competitive rates

Comparison results are from participating brokers within our referral network and may not represent all providers in the market. We may receive a referral fee at no cost to you. We do not provide financial advice or credit assistance directly.

Boat Insurance

Boat insurance is an insurance cover for individuals to indemnify against the financial implications resulting from unexpected losses to the vessel, including liability for third party property damage. Boat insurance comes in a range of forms depending on the type of vessel, it's intended use, as well as your individual needs and circumstances..

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Insurance Calculators

Need some guidance on calculating your boat's insurance value? Try our Boat Insurance Calculator to make the job quick and easy!

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Compare Boat Insurance Rates

Simply complete our short online quote form to compare competitive boat insurance rates offered by brokers on our Australia-wide panel.

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Compare Policy Options

Boat insurance policy conditions and provisions can vary significantly between insurance companies so it is highly recommended that you seek comprehensive advice from a licensed adviser or broker before selecting a policy to meet your particular needs, as we do not provide financial product advice.

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Multiple Insurers

Boat insurance is available through many financial institutions and brokers offering Marine and General insurance in Australia. However Boat insurance is a specialist field so, when looking for the right boat insurance solution for your needs, it is advisable to seek the services of a specialist who is licensed in the field of Marine insurance. Our Broker partners will seek to provide you with competitive rates and options from their panel of insurers. Actual rates may vary based on your individual circumstances

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Make Informed Decisions

Visit our extensive library of informative Boat Insurance Articles, the latest Insurance Online News, and listen to the latest episode of our News Podcast to stay in the loop with what's happening, why it matters to you, and some key takeaways you can use.

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Personal Advice

Boat Insurance Online does not provide personal financial advice or claims assistance directly. All enquiries, including quote comparisons, claims assistance and any form of personal advice, are provided by a licensed specialist broker or insurer, selected from our Australia-wide referral partner network, who will communicate with you directly after you submit a quote request.

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Broker Matching

A specialist Marine Insurance Broker will be assigned to your enquiry based on your location, specific requirements and your personal circumstances, as identified from the answers you provide in your boat insurance quote request. For this reason, it is important that you provide complete and accurate answers when you submit your enquiry.

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Boat Insurance Articles

Understanding Boat Insurance: Maintenance Tips for New Owners

Welcome to our blog on understanding boat insurance, specifically tailored for new boat owners. Owning a boat is an exciting adventure filled with the promise of memorable experiences on the water. - read more

Top 10 Eco-Friendly Tips for Responsible Boating in Australia

As boating enthusiasts, it's crucial to recognize the significant impact we have on our environment. Australia's beautiful waterways and marine life depend on our commitment to eco-friendly practices. - read more

Understanding the Fine Print: A Beginner's Guide to Boat Insurance in Australia

Welcome to the nautical world of boat insurance – a crucial safeguard for any Australian skippering their own vessel. Whether you're a seasoned sailor or just beginning to dip your toes in the water, understanding the intricacies of boat insurance is essential in ensuring your maritime escapades are smooth sailing. - read more

Protecting Your Investment: The Importance of Boat Insurance in Australia

Have you ever imagined cruising the beautiful waters of Australia, feeling the wind in your hair and the sun on your face? While owning a boat offers immense joy and freedom, it also comes with responsibilities, one of which is ensuring your vessel is properly insured. - read more

Common Boating Blunders: Expert Advice on How to Steer Clear

Boating is a pastime enjoyed by millions around the globe, offering a unique blend of adventure, relaxation, and connection with nature. However, navigating the waters comes with its share of risks. Understanding the importance of safety on the waters cannot be overstated – it's not just about adhering to rules; it’s a pivotal aspect of responsible boat ownership and operation. - read more

Insurance News

Club Marine and AOPC Collaborate to Insure Race Boats on Land

01 Apr 2026: Paige Estritori

Club Marine, Australia's leading boat insurance provider, has announced a strategic partnership with the Australian Offshore Powerboat Club (AOPC) to offer specialised insurance coverage for race boats while they are on land. This initiative addresses a significant gap in the market, providing protection against accidental loss, damage, theft, or malicious damage to vessels during storage and transit. - read more

Cyclone Reinsurance Pool Lowers Premiums but Affordability Concerns Persist

01 Apr 2026: Paige Estritori

The Australian Competition and Consumer Commission (ACCC) has released its fourth insurance monitoring report, revealing that the government's cyclone reinsurance pool has led to reduced insurance premiums for customers in medium to high cyclone risk areas. However, the report also highlights that premiums remain high for many households and small businesses, with affordability continuing to be a significant concern. - read more

Is It Time for an Australian National Marine Hull Claims Register?

01 Apr 2026: Paige Estritori

The Australian marine insurance sector is currently characterised by fragmented state registries and isolated insurer records, leading to inefficiencies in underwriting, fraud detection, and consumer confidence. Industry experts are now considering the establishment of a national marine hull claims register to address these challenges and streamline operations. - read more

Club Marine Introduces Land-Based Insurance for Race Boats

24 Mar 2026: Paige Estritori

Club Marine, Australia's leading boat insurance provider, has announced a new partnership with the Australian Offshore Powerboat Club (AOPC) to offer specialised insurance coverage for race boats while they are on land. This initiative addresses a significant gap in the market, providing protection against accidental loss, damage, theft, or malicious damage to vessels during storage and transit. - read more

Significant Decline in Australian Commercial Insurance Rates

24 Mar 2026: Paige Estritori

Recent data from global insurance broker Marsh indicates a notable decline in commercial insurance rates across the Pacific region, with a 12% drop recorded in the last quarter of 2025. This marks the steepest decrease since early 2024, suggesting a softening market and increased competition among insurers. - read more

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Knowledgebase

Indemnity:
A legal principle that stipulates that insurance policies should restore the insured to the financial position they were in before the loss.

This website is owned and operated by Clark Family Pty Ltd (ACN 010 281 008) as Trustee for the Clark Family Trust (ABN 35 957 893 714), 43 Larch Street Tallebudgera QLD 4228. Clark Family Pty Ltd is an Authorised Representative (AR 1298860) of Unique Group Broker Services Pty Ltd (AFSL 509434) for financial product referrals and an Authorised Credit Representative (ACR 401491) of Saccasan Pty Ltd (ACL 386297). Check our licensing details on the ASIC registers: Clark Family Pty Ltd ACR, Clark Family Pty Ltd AR, Saccasan Pty Ltd, Unique Group Broker Services.

IMPORTANT: We act solely as an introducer and refer enquiries to licensed third-party brokers, insurers, and lenders. We do not provide financial product advice or credit assistance. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs. Whilst we have our own process for validating the legitimacy of our referral partners, you should independently verify the credentials and licensing of any adviser or provider you engage. Visit the ASIC website for further information.