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Boat Insurance Quotes & Marine Cover Made Easy

Boat Insurance Online is a free public resource providing insurance calculators, timely boating news updates, informative articles, a weekly podcast, and a broker referral service connecting you with specialist marine insurance brokers across Australia. Simply enter a single quote request via this website to access boat insurance rates and policy options from our nation-wide broker partner network.

We help you compare boat insurance options and competitive rates

Comparison results are from participating brokers linked to our referral service. We may receive a referral fee from the parties we refer you to. We do not provide financial advice or credit assistance directly.

Boat Insurance

Boat insurance is an insurance cover for individuals to indemnify against the financial implications resulting from unexpected losses to the vessel, including liability for third party property damage. Boat insurance comes in a range of forms depending on the type of vessel, it's intended use, as well as your individual needs and circumstances..

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Insurance Calculators

Need some guidance on calculating your boat's insurance value? Try our Boat Insurance Calculator to make the job quick and easy!

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Compare Boat Insurance Rates

Simply complete our short online quote form to compare competitive boat insurance rates offered by brokers on our Australia-wide panel.

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Compare Policy Options

Boat insurance policy conditions and provisions can vary significantly between insurance companies so it is highly recommended that you seek comprehensive advice from a licensed adviser or broker before selecting a policy to meet your particular needs, as we do not provide financial product advice.

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Multiple Insurers

Boat insurance is available through many financial institutions and brokers offering Marine and General insurance in Australia. However Boat insurance is a specialist field so, when looking for the right boat insurance solution for your needs, it is advisable to seek the services of a specialist who is licensed in the field of Marine insurance. Our Broker partners will seek to provide you with competitive rates and options from their panel of insurers. Actual rates may vary based on your individual circumstances

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Make Informed Decisions

Visit our extensive library of informative Boat Insurance Articles, the latest Insurance Online News, and listen to the latest episode of our News Podcast to stay in the loop with what's happening, why it matters to you, and some key takeaways you can use.

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Personal Advice

Boat Insurance Online does not provide personal financial advice or claims assistance directly. All enquiries, including quote comparisons, claims assistance and any form of personal advice, are provided by a licensed specialist broker or insurer, selected from our Australia-wide referral partner network, who will communicate with you directly after you submit a quote request.

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Broker Matching

A specialist Marine Insurance Broker will be assigned to your enquiry based on your location, specific requirements and your personal circumstances, as identified from the answers you provide in your boat insurance quote request. For this reason, it is important that you provide complete and accurate answers when you submit your enquiry.

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Boat Insurance Articles

Boating with Kids: How to Ensure a Safe and Fun Experience

Setting sail with your little ones can provide an unforgettable adventure and an opportunity to create lasting memories. In this section, we're going to highlight the joys of boating as a wholesome activity for the entire family. From the gentle rocking of the waves to the excitement of discovering new shores, boating offers a unique experience that can be educational and relaxing for both adults and children. - read more

Understanding the Fine Print: Key Clauses and Terms in Boat Insurance Policies

A boat insurance policy is a contract between an insurer and a boat owner, providing protection against various risks and liabilities associated with owning and operating a boat. It typically covers damage or loss to the boat, liability for bodily injury or property damage caused by the boat, and medical expenses for individuals injured on the boat. - read more

What to Do When You Need to Claim on Your Boat Insurance Policy

Boat insurance is a must-have for any boat owner. Whether you're out on the water every weekend or only take your boat out a few times a year, accidents can happen. When they do, the cost of repairs or legal fees can add up quickly. Boat insurance can help protect you financially in the event of an accident or damage to your boat. - read more

Common Boating Blunders: Expert Advice on How to Steer Clear

Boating is a pastime enjoyed by millions around the globe, offering a unique blend of adventure, relaxation, and connection with nature. However, navigating the waters comes with its share of risks. Understanding the importance of safety on the waters cannot be overstated – it's not just about adhering to rules; it’s a pivotal aspect of responsible boat ownership and operation. - read more

The Must-Have Safety Equipment for Australian Boaters

Boating is a beloved pastime in Australia, offering endless opportunities to explore the stunning coastline and sparkling waterways. However, enjoying your time on the water safely is paramount. Proper safety measures are essential to ensure that every boating activity is as enjoyable as it is secure. - read more

Insurance News

Marinex Underwriting Sets Sail in Australian Marine Insurance Market

27 Jan 2026: Paige Estritori

In a significant development for Australia's marine insurance sector, Rhodian Group has announced the launch of Marinex Underwriting, a new agency dedicated to providing specialised marine insurance products tailored to the Australian market. This initiative marks Rhodian's third agency launch, following the establishment of Halo Underwriting and Batch Underwriting in previous years. - read more

Club Marine Marks 65 Years of Leadership in Australian Boating Insurance

27 Jan 2026: Paige Estritori

Club Marine, Australia's largest recreational boat insurer, is celebrating its 65th anniversary in 2024. Since its founding in 1959 as Marine Hull & Liability, the company has grown from a small operation in Victoria to a nationwide provider of insurance services for the country's boating community. - read more

Northern Australian Marinas Struggle with Rising Insurance Costs

27 Jan 2026: Paige Estritori

Marina operators in Northern Australia are confronting a significant crisis as insurance premiums escalate dramatically, with some experiencing increases exceeding 300% over recent years. This surge in costs is placing immense financial strain on the industry, prompting urgent calls for government intervention. - read more

Markel Insurance Expands into Australian Marine Market with New Leadership

19 Jan 2026: Paige Estritori

Markel Insurance has announced the appointment of Tim Wills as Head of Marine for Australia, marking a significant expansion into the country's marine insurance sector. Based in Sydney, Wills will spearhead the introduction of Markel's marine products, starting with marine cargo insurance. - read more

Pelagic Risk Services Strengthens Marina Support with Gold Sponsorship

19 Jan 2026: Paige Estritori

Pelagic Risk Services, a specialist marine insurance broker, has elevated its commitment to the marina industry by upgrading from Silver to Gold Sponsorship with the Marina Industries Association (MIA). This move underscores Pelagic's dedication to supporting marinas across Australia through enhanced financial contributions and the provision of exclusive risk management resources. - read more

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Knowledgebase

Indemnity:
A legal principle that stipulates that insurance policies should restore the insured to the financial position they were in before the loss.

This website is owned and operated by Clark Family Pty Ltd (ACN 010 281 008) as Trustee for the Clark Family Trust (ABN 35 957 893 714), 43 Larch Street Tallebudgera QLD 4228. Clark Family Pty Ltd is an Authorised Representative (AR 1298860) of Unique Group Broker Services Pty Ltd (AFSL 509434) for financial product referrals and an Authorised Credit Representative (ACR 401491) of Saccasan Pty Ltd (ACL 386297). Check our licensing details on the ASIC registers: Clark Family Pty Ltd ACR, Clark Family Pty Ltd AR, Saccasan Pty Ltd, Unique Group Broker Services.

IMPORTANT: We do not provide financial product advice or credit assistance. We act solely as an introducer and refer enquiries to licensed third-party intermediaries, insurers, and lenders - with whom you can then deal directly. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs. Whilst we have our own process for validating the legitimacy of our referral partners, you should always verify the credentials of your financial adviser before proceeding with recommendations that they may present. Visit the ASIC website for further information.