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Boat Insurance Online

Boat Insurance Online is a free public insurance comparison service where brokers from around the country compete for your business. Simply enter a single quote request via this website to compare rates and to find the best Boat insurance deal tailored for you!

We help you find the right cover at the best rates!

Boat Insurance

Boat insurance is an insurance cover for individuals to indemnify against the financial implications resulting from unexpected losses to the vessel, including liability for third party property damage..

Boat insurance comes in a range of forms depending on the type of vessel, it's intended use, as well as your individual needs and circumstances..

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Best rates

Simply complete our short online quote form for access to the best Household Insurance rates in the country.

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Compare Options

Boat insurance policy conditions and provisions can vary significantly between insurance companies so it is highly recommended that you seek comprehensive advice before selecting a policy to meet your particular needs.

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Multiple Insurers

Boat insurance is available through many financial institutions and brokers offering Marine and General insurance in Australia.

However Boat insurance is a specialist field so, when looking for the best boat insurance solution, it is advisable to seek the services of a specialist who is licensed in the field of Marine insurance.

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Boat Insurance Articles

Understanding Boat Insurance: Maintenance Tips for New Owners

Welcome to our blog on understanding boat insurance, specifically tailored for new boat owners. Owning a boat is an exciting adventure filled with the promise of memorable experiences on the water. - read more

The cost of insurance for recreational boats in Australia: What to expect

As a recreational boat owner in Australia, you are responsible for ensuring the safety of your vessel and passengers. This is where boat insurance comes in to play. Boat insurance is a type of insurance policy that can provide financial protection against damage to your boat, theft, and injury to passengers. - read more

The Ultimate Guide to Boat Safety and Insurance Compliance in Australia

Boating is a wonderful way to enjoy the beautiful waters of Australia. Whether you're fishing, sailing, or simply enjoying a day out on the water, safety should always be a top priority. - read more

Understanding the Fine Print: A Beginner's Guide to Boat Insurance in Australia

Welcome to the nautical world of boat insurance – a crucial safeguard for any Australian skippering their own vessel. Whether you're a seasoned sailor or just beginning to dip your toes in the water, understanding the intricacies of boat insurance is essential in ensuring your maritime escapades are smooth sailing. - read more

The Ultimate Guide to Reducing Boat Insurance Costs for Australians

For Australians who own a boat, having the right insurance coverage is crucial. Owning a boat is not just a leisure activity but also a significant investment, demanding protection against unforeseen incidents. An appropriate insurance policy helps safeguard your valuable asset, providing peace of mind while you're enjoying the open waters. - read more

Insurance News

Kell to Lead Comprehensive Review of Australia's Life Insurance Code

01 Aug 2025: Paige Estritori

Starting on October 1, a comprehensive review of the voluntary Life Insurance Code of Practice will commence, with a focus on assessing the effectiveness of revisions made to its regulations and standards in 2023. The Council of Australian Life Insurers (CALI) has appointed Peter Kell to lead this independent review and deliver the final report by June 30 next year. - read more

AFCA Sides with Insurer in Pet Injury Dispute

31 Jul 2025: Paige Estritori

The Australian Financial Complaints Authority (AFCA) has upheld PetSure's decision to cap their payout at $2,600 for a dog's medical costs, settling a dispute over pet insurance claims. The dog's accidental injury involved a ruptured cranial cruciate ligament, requiring approximately $6,500 in veterinary care, including surgery. Although the owners' claim was initially accepted, it was limited under the policy's annual sublimit for cruciate ligament conditions. - read more

Reviving Australia's Troubled Insurance Industry: Opportunities and Challenges

30 Jul 2025: Paige Estritori

Australia's retail life insurance sector is facing significant challenges despite generating approximately $9.4 billion in annual premiums. Upon closer examination, it's evident that this industry is under strain. Growth is primarily driven by price increases rather than the addition of new clients, signalling concerns for long-term sustainability. New business growth hovers around 8-9% annually, not enough to adequately bolster the sector. - read more

NSW Government Warns of Financial Impact from Stall in Workers' Compensation Reform

29 Jul 2025: Paige Estritori

The New South Wales government has issued a stark warning regarding potential financial consequences if proposed reforms to workplace mental injury laws are delayed further. As an upper house committee gathers to discuss these changes, Treasurer Daniel Mookhey highlights the urgency, stating that setbacks will result in increased premiums. - read more

AFCA Rejects Traveller's Insurer Claim for Alternative Flight Costs

25 Jul 2025: Paige Estritori

An Australian travel insurance policyholder faced disappointment as the Australian Financial Complaints Authority (AFCA) denied their claim for reimbursement of costs incurred due to changing travel plans amid threats of a pilot strike. The traveller, who rearranged his flights from Sydney to Vancouver and subsequently to Toronto, had hoped his insurer, AIG Australia, would cover the $5,576 expenses for the rebooked flights and additional accommodation. - read more

Knowledgebase

Loss Ratio:
The ratio of claims paid by an insurer to the premiums earned, used as a measure of profitability.

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